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​Loans and Credit Lines

Flexible financing when you need it most 

If you need to pay for school, consolidate debt, or borrow some last minute funds to top up your RRSP contribution, our flexible financing solutions are available for when you need them most.

What type of loan do you need?

Personal Loan

Overview

Get the funds you need now, with payments structured to suit your cash flow.

Great For:
  • Home renovations.
  • Tuition fees.
  • Debt consolidation.
  • RRSP contribution.
  • Large purchases.

RRSP Loan

Overview

Make a RRSP contribution or catch up on missed contribution room from past years.

Great For:
  • Making a contribution to your RRSP to maximize your tax refund

What type of credit line do you need?

Personal Line of Credit

Overview
Set up a reserve of funds that you can access quickly and conveniently and pay interest only when you use it. 
Great For:
  • When your need for credit fluctuates.
  • To prepare yourself for a rainy day.

Home Equity Line of Credit (HELOC)

Overview

If you’ve built up equity in your home, you may be eligible for a secured home equity line of credit.

Great For:
  • Large investments such as property.
  • Benefiting from a strong real estate market. 

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Need a hand?

Meet with one of our Lending Specialists. They'll be happy to guide you through every step of the borrowing process.

Loan Calculator

Our nifty loan calculator will crunch the numbers to estimate your payments, determine when you'll be paid off and more.

Helpful articles and resources

Loan or Credit Line: What to choose?

People often get loans and credit lines confused. Find out which makes sense for you.

Create a Winning Budget

Keep your spending in line with these helpful budgeting tips.

When should I take out a HELOC?

Consider these 4 things before applying for a home equity loan.