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​Loans and Credit Lines

Flexible financing when you need it most 

If you need to pay for school, consolidate debt, or borrow some last minute funds to top up your RRSP contribution, our flexible financing solutions are available for when you need them most.

What type of loan do you need?

Personal Loan

Overview

Get the credit you need now, with a repayment schedule that works for you.

Great For:
  • Large purchases
  • Paying for education
  • Home improvement projects

RRSP Loan

Overview

Make a RRSP contribution or catch up on missed contribution room from past years.

Great For:
  • Making a contribution to your RRSP to maximize your tax refund

What type of credit line do you need?

Personal Line of Credit

Overview

Get access to extra money, and only pay interest when it’s used.

Great For:
  • Financing a large purchase

Home Equity Line of Credit (HELOC)

Overview

Use the equity from your home for making large purchases or even consolidating your debt.

Great For:
  • Financing a large purchase
  • Consolidating debt

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Need a hand?

Meet with one of our Lending Specialists. They'll be happy to guide you through every step of the borrowing process.

Loan Calculator

Our nifty loan calculator will crunch the numbers to estimate your payments, determine when you'll be paid off and more.

Helpful articles and resources

Loan or Credit Line: What to choose?

People often get loans and credit lines confused. Find out which makes sense for you.

Create a Winning Budget

Keep your spending in line with these helpful budgeting tips.

When should I take out a HELOC?

Consider these 4 things before applying for a home equity loan.